Now is the time to sign-up for health insurance! If you buy your own insurance or are uninsured, you will want to know about the Health Insurance Marketplace.
If you or someone you know receives coverage through the state’s high-risk pool (HIRSP) you will now need to sign-up for coverage through the Health Insurance Marketplace.
If you or someone you know recently lost coverage through BadgerCare you will need to sign-up through the Health Insurance Marketplace.
The Marketplace sign-up period begins October 1, 2013. If you sign up in the next few months your coverage will begin January 1, 2014. This open enrollment period will last through the end of next March. After that you will be unable to buy individual health insurance until the October 2014 enrollment for health insurance coverage that starts in 2015. This is a very big change for folks who buy insurance on their own.
At the new online marketplace you can choose among quality private health plans. You can compare insurance options based on price, coverage, quality and other features. Clear information is available on plan premiums, deductibles, and out-of-pocket costs.
Health plans in the Health Insurance Marketplace offer comprehensive coverage, including doctor office visits, lab tests, maternity care, mental health, hospital visits, rehabilitation, emergency visits, prescriptions and children’s oral and vision care. The Affordable Care Act (ACA) also required free coverage for preventive care visits and services.